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Visitors Medical Insurance (Plans for parents, relatives, friends & family visiting USA or traveling outside home country)

Visitor Medical Insurance (also called Visitor Health Insurance or Travel Medical Insurance) plans provide coverage for medical expenses resulting from sudden illness or injuries incurred during the stay in USA or travel abroad. Visitor Medical Insurance plans can be purchased anytime even during the trip and offer many levels of medical coverage ranging from US $25,000 to US $1,000,000. Visitor Medical Insurance plans cover medical expenses (no coverage for pre-existing conditions), prescription drugs expenses, emergency medical evacuation / repatriation, and accidental death & dismemberment. Other secondary benefits include travel benefits such as common carrier death benefits, trip interruption, baggage loss, baggage delay etc.

Europe Travel Insurance (Plans for business, vacation or leisure travel to European nations, provides coverage for Schengen visa requirement)

Affordable plans are available for all travelers to Europe (vacation trip or business travelers) US citizens can also purchase coverage for their travel to European nations.

For citizens requiring visa for traveling to Europe, this has has been made convenient with the Schengen Visa. This common visa allows you to travel to 15 schengen countries. However Schengen visa countries require visitors to have health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.

Global Health Insurance (Annual plans for International citizens, U.S. H1-B H4 visa / Green Card holders)

International health insurance plans offer comprehensive major medical coverage in all countries including USA and are designed for the special needs of H1-B H4 visa holders and Green Card holders (new immigrants). These annual plans offer comprehensive medical benefits including maternity, mental health, wellness (preventive check ups) and medical evacuation. These plans have no limit on the policy renewals.

US Immigrant Health Insurance (Plans for H1b visa, H4 Visa, F2 Visa holders and new immigrants)

Immigrant insurance plans are long term plans designed to the special health needs of new immigrants (Green Card holders sponsored by family members) to the US and potential immigrants (H4 & F2 visa holders). These plans cover medical expenses resulting from sudden illness or injuries during their period of coverage. These plans typically offer coverage ranging from 2 to 5 years.

J1, J2 Visa Health Insurance (Plans for exchange program visitors and scholars)

J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.

International Student Health Insurance (Plans for International students studying in a foreign country)

International Students (F1 visa), their spouses and children (F2 dependents) are required by US universities and other international colleges/schools to have good medical insurance coverage. These plans cover medical expenses (pre-existing conditions & pregnancy may be covered), prescription drugs expenses, emergency medical evacuation and repatriation, and meet University requirements.

United States Student Health Insurance (Plans for American students studying in the USA)

US student plans are ideal for American students who find a traditional individual medical or other current coverage to be too expensive. They are also ideal for US citizens who are attending school outside an HMO or PPO region, are required to have coverage but choose not to participate in a college-sponsored plan and are no longer covered as a dependent under their parent's plan.

Trip Travel Insurance (Plans for vacationers, short trips & cruise travel)

Travel / Package Trip insurance plans are simple packaged solutions designed for short term travel, trips, cruises, vacations and tours. These plans offer good coverage (no deductible) at affordable prices. Benefits include coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation. These plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc.

Nanny (Au-Pair) Insurance (Plans for overseas babysitters and international nannies)

Most au pairs in the United States have the J-1 visa. J-1 visa exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.

Group Medical Insurance (Plans for group of people traveling)

Short-Term Health Insurance (Plans for new college graduates, in between jobs)

Short Term Health Insurance plans are temporary health insurance policies ideal for those in-between jobs or waiting on another plan. It is also applicable for students who have recently graduated from college or anybody else without health insurance.

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